{"id":39305,"date":"2026-01-05T22:29:00","date_gmt":"2026-01-05T16:59:00","guid":{"rendered":"https:\/\/janmanchtoday.com\/?p=39305"},"modified":"2026-01-05T22:29:00","modified_gmt":"2026-01-05T16:59:00","slug":"%e0%a4%ae%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a4%ae-%e0%a4%b5%e0%a4%b0%e0%a5%8d%e0%a4%97-%e0%a4%95%e0%a5%8b-%e0%a4%ac%e0%a4%a1%e0%a4%bc%e0%a5%80-%e0%a4%b0%e0%a4%be%e0%a4%b9%e0%a4%a4","status":"publish","type":"post","link":"https:\/\/janmanchtoday.com\/?p=39305","title":{"rendered":"\u092e\u0927\u094d\u092f\u092e \u0935\u0930\u094d\u0917 \u0915\u094b \u092c\u0921\u093c\u0940 \u0930\u093e\u0939\u0924"},"content":{"rendered":"\n<div id=\"mvp-content-main\">\n<p data-path-to-node=\"34\">\u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u0915\u094b \u090f\u0915 \u0928\u092f\u093e \u0906\u0915\u093e\u0930 \u0926\u0947\u0924\u0947 \u0939\u0941\u090f, \u092b\u0930\u0935\u0930\u0940 \u092e\u0947\u0902 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u091c\u091f 2025 \u0928\u0947 \u0926\u0947\u0936 \u0915\u0947 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u092e\u0927\u094d\u092f\u092e \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u0939\u0924 \u0915\u0947 \u090f\u0915 \u0928\u090f \u092f\u0941\u0917 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0940 \u0939\u0948\u0964 \u0907\u0938 \u092c\u091c\u091f \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0918\u094b\u0937\u0923\u093e\u2014\u201d12 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u0940 \u0906\u092f \u092a\u0930 \u0915\u094b\u0908 \u091f\u0948\u0915\u094d\u0938 \u0928\u0939\u0940\u0902\u201d\u2014\u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f\u094b\u0902 \u0914\u0930 \u0918\u0930\u094b\u0902 \u092e\u0947\u0902 \u091a\u0930\u094d\u091a\u093e \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0937\u092f \u092c\u0928 \u0917\u0908 \u0939\u0948\u0964 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 2025-26 \u0906\u0917\u0947 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948, \u0915\u0930\u0926\u093e\u0924\u093e \u0905\u092c \u0907\u0938 \u092c\u093e\u0924 \u0915\u093e \u092c\u093e\u0930\u0940\u0915\u0940 \u0938\u0947 \u0939\u093f\u0938\u093e\u092c \u0932\u0917\u093e \u0930\u0939\u0947 \u0939\u0948\u0902 \u0915\u093f 2026 \u092e\u0947\u0902 \u0905\u092a\u0928\u093e \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u093e\u0916\u093f\u0932 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0907\u0928 \u0938\u0902\u0930\u091a\u0928\u093e\u0924\u094d\u092e\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u094b\u0902 \u0915\u093e \u0909\u0928\u0915\u0947 \u2018\u0907\u0928-\u0939\u0948\u0902\u0921\u2019 \u0935\u0947\u0924\u0928 \u092a\u0930 \u0915\u094d\u092f\u093e \u092a\u094d\u0930\u092d\u093e\u0935 \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/p>\n<p data-path-to-node=\"35\">\u091c\u0939\u093e\u0901 12 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u093e\u0930\u094d\u092f\u092c\u0932 \u0915\u0947 \u090f\u0915 \u092c\u0921\u093c\u0947 \u0935\u0930\u094d\u0917 \u0915\u094b \u092a\u0942\u0930\u094d\u0923 \u0915\u0930 \u092e\u0941\u0915\u094d\u0924\u093f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u0935\u0939\u0940\u0902 \u0928\u0908 \u0915\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u093e \u201c\u0915\u094d\u0932\u093f\u092b \u0907\u092b\u0947\u0915\u094d\u091f\u201d (cliff effect) \u092f\u0939 \u0939\u0948 \u0915\u093f \u0907\u0938 \u0938\u0940\u092e\u093e \u0938\u0947 \u0925\u094b\u0921\u093c\u093e \u092d\u0940 \u090a\u092a\u0930 \u0915\u092e\u093e\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0917\u0923\u093f\u0924 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u092c\u0926\u0932 \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0928\u090f \u0938\u094d\u0932\u0948\u092c, \u0927\u093e\u0930\u093e 87A \u0915\u0940 \u0915\u093e\u0930\u094d\u092f\u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0914\u0930 \u0909\u091a\u094d\u091a \u0906\u092f \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930 \u0926\u0947\u0928\u0926\u093e\u0930\u0940 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3 data-path-to-node=\"37\"><b data-path-to-node=\"37\" data-index-in-node=\"0\">\u0928\u0908 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u0913\u0930 \u091d\u0941\u0915\u093e\u0935<\/b><\/h3>\n<p data-path-to-node=\"38\">\u0935\u0930\u094d\u0937\u094b\u0902 \u0938\u0947, \u092d\u093e\u0930\u0924\u0940\u092f \u0915\u0930\u0926\u093e\u0924\u093e \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u2018\u092a\u0941\u0930\u093e\u0928\u0940 \u0915\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u2019 (\u091c\u093f\u0938\u092e\u0947\u0902 80C, HRA \u0914\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u091c\u0948\u0938\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u0932\u093e\u092d \u092e\u093f\u0932\u0924\u0947 \u0925\u0947) \u0914\u0930 \u2018\u0928\u0908 \u0915\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u2019 (\u091c\u093f\u0938\u092e\u0947\u0902 \u0926\u0930\u0947\u0902 \u0915\u092e \u0925\u0940\u0902 \u0932\u0947\u0915\u093f\u0928 \u091b\u0942\u091f \u0928\u0939\u0940\u0902 \u0925\u0940) \u0915\u0947 \u092c\u0940\u091a \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0915\u0930\u0924\u0947 \u0925\u0947\u0964 \u092c\u091c\u091f 2025 \u092e\u0947\u0902, \u0935\u093f\u0924\u094d\u0924 \u092e\u0902\u0924\u094d\u0930\u0940 \u0928\u093f\u0930\u094d\u092e\u0932\u093e \u0938\u0940\u0924\u093e\u0930\u092e\u0923 \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u0930 \u0926\u093f\u092f\u093e \u0915\u093f \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u090f\u0915 \u0938\u0930\u0932, \u091b\u0942\u091f-\u092e\u0941\u0915\u094d\u0924 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0939\u0948\u0964<\/p>\n<p data-path-to-node=\"39\">\u091b\u0942\u091f (Rebate) \u0915\u0940 \u0938\u0940\u092e\u093e \u092c\u0922\u093c\u093e\u0915\u0930, \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0930\u0942\u092a \u0938\u0947 \u0928\u0908 \u0915\u0930 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u094b \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u0907\u0938 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0928\u093e\u0917\u0930\u093f\u0915\u094b\u0902 \u0915\u0947 \u0939\u093e\u0925\u094b\u0902 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0906\u092f (Disposable Income) \u0926\u0947\u0928\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0918\u0930\u0947\u0932\u0942 \u0916\u092a\u0924 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u092e\u093f\u0932 \u0938\u0915\u0947\u0964<\/p>\n<h3 data-path-to-node=\"41\"><b data-path-to-node=\"41\" data-index-in-node=\"0\">\u0928\u090f \u091f\u0948\u0915\u094d\u0938 \u0938\u094d\u0932\u0948\u092c \u0915\u094b \u0938\u092e\u091d\u0928\u093e (2025-26)<\/b><\/h3>\n<p data-path-to-node=\"42\">\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0915\u0930 \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u0915\u094b \u0907\u0938 \u0924\u0930\u0939 \u0938\u0947 \u092a\u0941\u0928\u0930\u094d\u0917\u0920\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0915\u0930 \u0915\u093e \u092c\u094b\u091d \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u092c\u0922\u093c\u0947\u0964 \u0928\u0908 \u0938\u0902\u0930\u091a\u0928\u093e \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948:<\/p>\n<table style=\"height: 268px;\" width=\"350\" data-path-to-node=\"43\">\n<thead>\n<tr>\n<td><strong>\u0906\u092f \u0938\u0940\u092e\u093e<\/strong><\/td>\n<td><strong>\u091f\u0948\u0915\u094d\u0938 \u0926\u0930<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"43,1,0,0\">\u20b90 \u0938\u0947 \u20b94 \u0932\u093e\u0916<\/span><\/td>\n<td><span data-path-to-node=\"43,1,1,0\">0%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"43,2,0,0\">\u20b94 \u0932\u093e\u0916 \u0938\u0947 \u20b98 \u0932\u093e\u0916<\/span><\/td>\n<td><span data-path-to-node=\"43,2,1,0\">5%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"43,3,0,0\">\u20b98 \u0932\u093e\u0916 \u0938\u0947 \u20b912 \u0932\u093e\u0916<\/span><\/td>\n<td><span data-path-to-node=\"43,3,1,0\">10%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"43,4,0,0\">\u20b912 \u0932\u093e\u0916 \u0938\u0947 \u20b916 \u0932\u093e\u0916<\/span><\/td>\n<td><span data-path-to-node=\"43,4,1,0\">15%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"43,5,0,0\">\u20b916 \u0932\u093e\u0916 \u0938\u0947 \u20b920 \u0932\u093e\u0916<\/span><\/td>\n<td><span data-path-to-node=\"43,5,1,0\">20%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"43,6,0,0\">\u20b920 \u0932\u093e\u0916 \u0938\u0947 \u20b924 \u0932\u093e\u0916<\/span><\/td>\n<td><span data-path-to-node=\"43,6,1,0\">25%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"43,7,0,0\">\u20b924 \u0932\u093e\u0916 \u0938\u0947 \u090a\u092a\u0930<\/span><\/td>\n<td><span data-path-to-node=\"43,7,1,0\">30%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 data-path-to-node=\"45\"><b data-path-to-node=\"45\" data-index-in-node=\"0\">\u20b912 \u0932\u093e\u0916 \u0924\u0915 \u2018\u091c\u0940\u0930\u094b \u091f\u0948\u0915\u094d\u0938\u2019 \u0915\u093e \u0917\u0923\u093f\u0924<\/b><\/h3>\n<p data-path-to-node=\"46\">\u0915\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a \u092d\u094d\u0930\u092e \u0915\u093e \u090f\u0915 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092c\u093f\u0902\u0926\u0941 \u092f\u0939 \u0939\u0948 \u0915\u093f \u092f\u0926\u093f 12 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u0940 \u0906\u092f \u0915\u0930-\u092e\u0941\u0915\u094d\u0924 \u0939\u0948, \u0924\u094b \u0938\u094d\u0932\u0948\u092c 4 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0915\u094d\u092f\u094b\u0902 \u0936\u0941\u0930\u0942 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u093e \u0909\u0924\u094d\u0924\u0930 \u0906\u092f\u0915\u0930 \u0905\u0927\u093f\u0928\u093f\u092f\u092e \u0915\u0940 \u0927\u093e\u0930\u093e 87A \u092e\u0947\u0902 \u091b\u093f\u092a\u093e \u0939\u0948\u0964<\/p>\n<p data-path-to-node=\"47\">\u0928\u090f \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0924\u0939\u0924, \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0915\u0941\u0932 \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0906\u092f (\u092e\u093e\u0928\u0915 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u092c\u093e\u0926) 12 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0906\u092a \u092a\u0942\u0930\u094d\u0923 \u0915\u0930 \u091b\u0942\u091f (Rebate) \u0915\u0947 \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0902\u0964 \u092e\u0942\u0932 \u0930\u0942\u092a \u0938\u0947, \u0938\u094d\u0932\u0948\u092c \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0917\u0923\u0928\u093e \u0915\u093f\u090f \u0917\u090f \u0915\u0930 \u0915\u094b \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0936\u0942\u0928\u094d\u092f \u0915\u0930 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u091c\u0948\u0938\u0947 \u0939\u0940 \u0906\u092a\u0915\u0940 \u0906\u092f 12 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u090f\u0915 \u0930\u0941\u092a\u092f\u093e \u092d\u0940 \u090a\u092a\u0930 \u091c\u093e\u0924\u0940 \u0939\u0948, \u0906\u092a \u0907\u0938 \u201c\u092a\u0942\u0930\u094d\u0923 \u091b\u0942\u091f\u201d \u0915\u093e \u0932\u093e\u092d \u0916\u094b \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u094b \u092a\u0939\u0932\u0947 4 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 \u0924\u094b \u091b\u0942\u091f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0915\u0947 \u0939\u0930 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 \u0906\u092a\u0915\u094b 5%, 10% \u0914\u0930 15% \u0915\u0947 \u092c\u094d\u0930\u0948\u0915\u0947\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0930 \u0926\u0947\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<blockquote data-path-to-node=\"48\">\n<p data-path-to-node=\"48,0\">\u201c2025 \u0915\u093e \u092c\u091c\u091f \u0938\u0930\u0932\u0924\u093e \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092c\u0921\u093c\u093e \u0915\u0926\u092e \u0939\u0948\u0964 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0930\u0942\u092a \u0938\u0947 \u091c\u0940\u0930\u094b-\u091f\u0948\u0915\u094d\u0938 \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u094b 12 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u092c\u0922\u093c\u093e\u0915\u0930, \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0932\u093e\u0916\u094b\u0902 \u092f\u0941\u0935\u093e \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u094b \u0915\u0930 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u092c\u094b\u091d \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0915\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0915\u093f \u091c\u0948\u0938\u0947 \u0939\u0940 \u0935\u0947 \u0907\u0938 \u0938\u0940\u092e\u093e \u0915\u094b \u092a\u093e\u0930 \u0915\u0930\u0947\u0902\u0917\u0947, \u091b\u0942\u091f (Rebate) \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u091c\u093e\u090f\u0917\u0940 \u0914\u0930 \u092a\u094d\u0930\u0917\u0924\u093f\u0936\u0940\u0932 \u0938\u094d\u0932\u0948\u092c \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0932\u093e\u0917\u0942 \u0939\u094b \u091c\u093e\u090f\u0917\u0940,\u201d \u092a\u094d\u0930\u0938\u093f\u0926\u094d\u0927 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930\u0940 \u0914\u0930 \u092a\u0942\u0930\u094d\u0935 \u092e\u0941\u0916\u094d\u092f \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0932\u093e\u0939\u0915\u093e\u0930 <b data-path-to-node=\"48,0\" data-index-in-node=\"376\">\u0921\u0949. \u0905\u0930\u0935\u093f\u0902\u0926 \u0935\u093f\u0930\u092e\u093e\u0928\u0940<\/b> \u0915\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/blockquote>\n<h3 data-path-to-node=\"50\"><b data-path-to-node=\"50\" data-index-in-node=\"0\">\u0909\u091a\u094d\u091a \u0935\u0947\u0924\u0928 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u091f\u0948\u0915\u094d\u0938 \u0917\u0923\u0928\u093e<\/b><\/h3>\n<p data-path-to-node=\"51\">\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0939\u092e\u0947\u0902 15 \u0932\u093e\u0916 \u0938\u0947 25 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u092c\u094d\u0930\u0948\u0915\u0947\u091f \u092e\u0947\u0902 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u0926\u0947\u0916\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u0938\u092d\u0940 \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f, \u0938\u0915\u0932 \u0935\u0947\u0924\u0928 \u0938\u0947 \u20b975,000 \u0915\u0940 \u092e\u093e\u0928\u0915 \u0915\u091f\u094c\u0924\u0940 (Standard Deduction) \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0918\u091f\u093e \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n<h4 data-path-to-node=\"52\"><b data-path-to-node=\"52\" data-index-in-node=\"0\">1. \u20b915 \u0932\u093e\u0916 \u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u092a\u0930:<\/b><\/h4>\n<ul data-path-to-node=\"53\">\n<li>\n<p data-path-to-node=\"53,0,0\"><b data-path-to-node=\"53,0,0\" data-index-in-node=\"0\">\u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0906\u092f:<\/b> \u20b914,25,000 (\u20b975,000 \u0915\u0940 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u092c\u093e\u0926)<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,1,0\">\u20b90\u20134 \u0932\u093e\u0916: \u0936\u0942\u0928\u094d\u092f<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,2,0\">\u20b94\u20138 \u0932\u093e\u0916 (5%): \u20b920,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,3,0\">\u20b98\u201312 \u0932\u093e\u0916 (10%): \u20b940,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,4,0\">\u20b912\u201314.25 \u0932\u093e\u0916 (15%): \u20b933,750<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,5,0\"><b data-path-to-node=\"53,5,0\" data-index-in-node=\"0\">\u0915\u0941\u0932 \u091f\u0948\u0915\u094d\u0938:<\/b> \u20b993,750<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,6,0\"><b data-path-to-node=\"53,6,0\" data-index-in-node=\"0\">\u0938\u0947\u0938 (4%):<\/b> \u20b93,750<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"53,7,0\"><b data-path-to-node=\"53,7,0\" data-index-in-node=\"0\">\u0915\u0941\u0932 \u0915\u0930 \u0926\u0947\u0928\u0926\u093e\u0930\u0940:<\/b> <b data-path-to-node=\"53,7,0\" data-index-in-node=\"16\">\u20b997,500<\/b><\/p>\n<\/li>\n<\/ul>\n<h4 data-path-to-node=\"54\"><b data-path-to-node=\"54\" data-index-in-node=\"0\">2. \u20b920 \u0932\u093e\u0916 \u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u092a\u0930:<\/b><\/h4>\n<ul data-path-to-node=\"55\">\n<li>\n<p data-path-to-node=\"55,0,0\"><b data-path-to-node=\"55,0,0\" data-index-in-node=\"0\">\u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0906\u092f:<\/b> \u20b919,25,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,1,0\">\u20b90\u20134 \u0932\u093e\u0916: \u0936\u0942\u0928\u094d\u092f<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,2,0\">\u20b94\u20138 \u0932\u093e\u0916 (5%): \u20b920,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,3,0\">\u20b98\u201312 \u0932\u093e\u0916 (10%): \u20b940,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,4,0\">\u20b912\u201316 \u0932\u093e\u0916 (15%): \u20b960,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,5,0\">\u20b916\u201319.25 \u0932\u093e\u0916 (20%): \u20b965,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,6,0\"><b data-path-to-node=\"55,6,0\" data-index-in-node=\"0\">\u0915\u0941\u0932 \u091f\u0948\u0915\u094d\u0938:<\/b> \u20b91,85,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,7,0\"><b data-path-to-node=\"55,7,0\" data-index-in-node=\"0\">\u0938\u0947\u0938 (4%):<\/b> \u20b97,400<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"55,8,0\"><b data-path-to-node=\"55,8,0\" data-index-in-node=\"0\">\u0915\u0941\u0932 \u0915\u0930 \u0926\u0947\u0928\u0926\u093e\u0930\u0940:<\/b> <b data-path-to-node=\"55,8,0\" data-index-in-node=\"16\">\u20b91,92,400<\/b><\/p>\n<\/li>\n<\/ul>\n<h4 data-path-to-node=\"56\"><b data-path-to-node=\"56\" data-index-in-node=\"0\">3. \u20b925 \u0932\u093e\u0916 \u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u092a\u0930:<\/b><\/h4>\n<ul data-path-to-node=\"57\">\n<li>\n<p data-path-to-node=\"57,0,0\"><b data-path-to-node=\"57,0,0\" data-index-in-node=\"0\">\u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0906\u092f:<\/b> \u20b924,25,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,1,0\">\u20b90\u20134 \u0932\u093e\u0916: \u0936\u0942\u0928\u094d\u092f<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,2,0\">\u20b94\u20138 \u0932\u093e\u0916: \u20b920,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,3,0\">\u20b98\u201312 \u0932\u093e\u0916: \u20b940,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,4,0\">\u20b912\u201316 \u0932\u093e\u0916: \u20b960,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,5,0\">\u20b916\u201320 \u0932\u093e\u0916: \u20b980,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,6,0\">\u20b920\u201324 \u0932\u093e\u0916 (25%): \u20b91,00,000<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,7,0\">\u20b924\u201324.25 \u0932\u093e\u0916 (30%): \u20b97,500<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,8,0\"><b data-path-to-node=\"57,8,0\" data-index-in-node=\"0\">\u0915\u0941\u0932 \u091f\u0948\u0915\u094d\u0938:<\/b> \u20b93,07,500<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,9,0\"><b data-path-to-node=\"57,9,0\" data-index-in-node=\"0\">\u0938\u0947\u0938 (4%):<\/b> \u20b912,300<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"57,10,0\"><b data-path-to-node=\"57,10,0\" data-index-in-node=\"0\">\u0915\u0941\u0932 \u0915\u0930 \u0926\u0947\u0928\u0926\u093e\u0930\u0940:<\/b> <b data-path-to-node=\"57,10,0\" data-index-in-node=\"16\">\u20b93,19,800<\/b><\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"59\"><b data-path-to-node=\"59\" data-index-in-node=\"0\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/b><\/h3>\n<p data-path-to-node=\"60\">\u0928\u0908 \u0938\u0902\u0930\u091a\u0928\u093e \u092a\u093f\u091b\u0932\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u091a\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, 15 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u092e\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092c 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u092d\u0940 \u0915\u092e \u0915\u0930 \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u094b \u092a\u0941\u0930\u093e\u0928\u0940 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e\u0913\u0902 \u0915\u0947 \u0924\u0939\u0924 \u092c\u0940\u092e\u093e \u092f\u093e \u0939\u093e\u0909\u0938\u093f\u0902\u0917 \u0932\u094b\u0928 \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092c\u093f\u0928\u093e \u0905\u0915\u0932\u094d\u092a\u0928\u0940\u092f \u0925\u093e\u0964<\/p>\n<p data-path-to-node=\"61\">\u092e\u0927\u094d\u092f\u092e \u0935\u0930\u094d\u0917 \u0915\u0947 \u0932\u093f\u090f, 2025 \u0915\u093e \u092c\u091c\u091f \u0915\u0947\u0935\u0932 \u0915\u092e \u0915\u0930 \u0926\u0947\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0915\u0930-\u092c\u091a\u0924 \u0938\u093e\u0927\u0928\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0932\u093f\u090f \u092e\u091c\u092c\u0942\u0930 \u0939\u0941\u090f \u092c\u093f\u0928\u093e \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 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